You never know what's on your background pre-employment screen report. Well now you can order your own report. If you go to the website www.choicetrust.com you can order an instant search which will cost you anywhere from $9 to $50. If you want a free report you can print out the application and send it in. You should receive your full file disclosure in approximately 15 days. Everything they have on file for you will be yours to review. You will need to send your application with proof of identification.
You can also call 1-888-715-4300 and request that they send you an application by regular mail. After receiving your report if you find there are some things that need to be disputed they provide the address on the website to submit your dispute. Errors can happen. Sometimes things can be reported in error that have absolutely nothing to do with you. If that's the case then you could be turned down for employment because of faulty incorrect information.
If you want to get started simply go to the site and on the left hand site you will see "your personal records". There will be a hyperlink right below which will say, "Access your personal information", simply click on this link and it will take you through the steps necessary to get your full file disclosure ordered.
If you have time on your hands then you may as well do it for free.
A employment history report can be ordered if you desire. Choice point will only have information regarding your employment history if Choice point provided your employer with information regarding your employment. You can get a free copy of your report, if they have one on file every 12 months. If you want to order your employment history report you can call 1-866-312-8075 Monday through Saturday with customer service availability all day long. On Sunday you can call from 10:00 am to midnight EST.
Once you get a full disclosure report you will be able to sit down and take a look at all of the information that's available for you. This gives you an opportunity to dispute those items that don't apply to you. This also prepares you to explain those things that may need explaining in an employment interview if they come up.
Personal insurance reports are available as well. Insurance score reports are accessed to see your level of risk. You can also find out which characteristics are utilized in calculating your insurance rates. If you know what factors determine your rates you can probably get your premiums lowered by focusing on correcting or making adjustments to those characteristics.