Background checks have become increasingly essential in today's society, especially when it comes to preventing fraud and protecting public safety. They provide valuable information about an individual's past, including criminal history, employment history, and education, which can help employers, landlords, and others make informed decisions.
In this article, we will explore the importance of background checks, how they help prevent fraud and protect public safety, and some real-life examples of their significance.
Why are background checks important?
Background checks are important in today's society for several reasons:
1. Preventing fraud - One of the most significant benefits of background checks is their ability to identify potential fraudsters. They can reveal if an individual has a history of financial crimes, such as identity theft or credit card fraud, which can help prevent companies from hiring or trusting these individuals.
2. Protecting public safety - Background checks can also help to protect public safety by ensuring that individuals who have a history of violent or criminal behavior do not have access to sensitive information or weapons.
3. Ensuring credibility - Background checks uphold credibility of professions by ensuring that individuals who hold positions of power - doctors, lawyers, pilots etc. have the required professional licenses, certifications and or credentials that validate their qualifications as well as their ethical standing.
4. Complying with regulations - Background checks are essential for complying with state and federal regulations, as some states require employers to conduct background checks on certain employees.
How do background checks help prevent fraud and protect public safety?
Background checks can help prevent fraud and protect public safety in numerous ways. Here are a few examples:
1. Employment background checks - Employers can conduct background checks on potential employees to ensure that they have the appropriate qualifications, education, and work experience. They can also discover any criminal history or tendencies towards fraudulent activities that could harm the company.
"The healthcare industry has come under fire for medical fraud cases where patients were charged for services that were never provided. In 2016, a New Jersey doctor was arrested for billing insurance companies for $3 million in false claims. According to the FBI, background checks may have helped to prevent this type of fraud."
2. Criminal background checks - Criminal background checks can help prevent individuals with a history of violence or criminal behavior from obtaining positions that could pose a risk to public safety. These checks can also help law enforcement officials track down suspects and make arrests using historical criminal activity.
"A man in Texas was arrested in January 2021 after a background check revealed he had an outstanding warrant for assault. The warrant was three years old, and law enforcement officials had not yet located the suspect until the background check revealed his location."
3. Tenant screening - Landlords can conduct background checks on potential tenants to ensure that they have a history of paying rent on time and have no criminal tendencies that would endanger other tenants.
" A landlord in California conducted a background check on a prospective tenant and discovered he had been evicted three times and had a history of damaging property. The landlord chose to deny him tenancy to avoid any potential legal or financial problems."
4. Contractor screening - Contractors can have background checks conducted by the organizations they work for to ensure that they meet the safety and quality standards laid out by the contracting party. This helps identify potential risks to the projects during the planning and executing stages.
" Government contracts have increased in the current era, and organizations have stepped-up the monitoring of contractors to prevent fraud, waste and abuse. In 2019, the US Department of Defence imposed a new regulation, the examination and verification of contractors for possible Service-Disabled Veteran-Owned Small Businesses fraud."
Conclusion
Background checks have become an essential component of modern society, and their importance for protecting public safety and preventing fraud cannot be overstated. They help organizations and employers identify individuals with questionable histories and prevent them from putting themselves and others at risk. With criminal activity on the rise, background checks have become an important tool to keep the community safe. They also encourage ethical practice, ensuring professionalism by upholding the qualifications necessary for particular fields.
